• Incorporating An Insurance Preservation Trust In Your Estate Planning Process

    An insurance preservation trust is an irrevocable trust, formed with the insured's life insurance policy as the asset. It's a viable estate planning option because policy proceeds aren't taxable. Overview With an insurance preservation trust, the insured gives ownership of his or her policy to the trust. In return, the trust monitors the policy and makes premium payments. When the insured dies, the trust gets the proceeds and distributes according to the trust agreement.

  • How Can You Save Money On Auto Insurance?

    There are several options available when you need to find auto insurance. The insurance coverage you choose will largely depend upon your individual needs and the amount you can afford to pay in premiums. Different factors must be considered in the purchase of auto insurance. Buying auto insurance When choosing an auto insurance policy, you must purchase a policy that meets the your state's minimum requirements. Insurance companies in each state are aware of that state's particular insurance laws and will design your auto policy around the basic requirements.

  • 5 Ways To Lower The Cost Of Auto Insurance

    Keeping insurance costs down may be on your to-do list. Avoiding high auto insurance premiums can allow you to use this money on other monthly bills. Insurance is legally required for all drivers in the United States to maintain. By knowing effective ways to help you reduce your cost for coverage, this will allow you the possibility of significantly lower premiums. Drive Safely One of the biggest factors that will affect the overall cost of your insurance is your driving record.

  • Starting A Trucking Business? The Different Types Of Insurance You Need

    If you have passed the commercial driver's testing, and are anxious to get a truck and start working, be sure you understand the different types of insurance coverage you need before taking that first trip. There is insurance required for legal purposes and other types to protect you financially. To be completely covered and safe, make sure you talk with an agent from a commercial trucking insurance company about the following coverage.

  • Why Is Crop Insurance So Vital For Farmers And Consumers?

    Crop insurance is something that has been around since the 1930s. It is designed to protect farmers from major crop losses, and it is one of the best ways a farmer can budget. Farmers generally have to learn effective budgeting skills because they do not receive weekly paychecks, and this is one of the ways they can do this. What Is Crop Insurance? Crop insurance originated to help farmers protect against major losses.

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