• Adding Pet Coverage To Your Personal Auto Insurance: Four Questions You Need To Ask Your Agent

    Many personal auto insurers now offer coverage for pet injuries. In some cases, this coverage is built into your collision coverage while in other cases, it needs to be added to your policy. If you travel frequently with your pets, you could benefit from this type of coverage. To ensure you get a policy that works for your lifestyle, here are a few questions to ask your agent first: 1. What types of pets are covered?

  • Make Sure Your Homeowner's Policy Covers These 3 Things

    Having a home is a big responsibility. When you have a mortgage, you are responsible for carrying homeowners insurance. While you might think everything is covered under your policy, that isn't always the case. To make sure you aren't hit with a surprise repair bill, go through your policy to see if the following items are covered or not. Mold Damage With so many different species of mold in existence, it only makes sense that you have probably seen it at some point in time or another.

  • How Your Neighborhood Affects Your Auto Insurance Rates

    The factors used by auto insurance to determine premium rates can be baffling to the average motorist. For example, you have probably heard that your location (where you live) is one of these factors. On the surface, it may seem like your neighborhood should have nothing to do with your car insurance premiums. However, it may make much more sense if you consider that your neighborhood determines the following factors:

  • Why Cheap Isn't Always Better: Dangers Of Cheap Auto Insurance

    Every motorist is on the lookout for ways of reducing their car insurance costs. This is all good, but you should be careful with how you reduce these costs, and how cheap you want your insurance to be. This is because dirt cheap insurance has some hidden costs that might affect you badly when you need your coverage. For example, an extremely cheap auto insurance: May Restrict You to Low Mileage Limits

  • Three Things That Can Void Your Auto Insurance And Leave You Uncovered

    If you have auto coverage for your car, perhaps you think that you'll be covered no matter what. Below are three things that can void your coverage and require you to pay for any damages out of pocket. Untold Modifications While you have every right to make modifications to your vehicle, don't expect your auto insurer to be enthusiastic. So, what if you just don't tell your insurer? Insurance companies aren't in the business of covering people who lie to them—failure to disclose any modifications done to your car can result in a denied claim.