5 Discounts That Can Help Save Money On Your Car Insurance

9 March 2023

Robin Wells

Are you looking to save some money on your car insurance but are not sure how to do it? It will help to know about the following discounts that you may be eligible for. 

Safe Driving Discounts

It's always worth asking about potential safe driving discounts. Many insurance providers will provide a discount if you are a safe driver and do not get into an accident or make a claim. Always ask about what potential safe driving discounts are offered when shopping around for car insurance, since you may be eligible down the road.

Another type of safe driving discount involves using a beacon in your car that tracks your driving behavior. It keeps track of things like how fast you drive, how you handle corners, and even what time of day you drive. Demonstrating actual safe driving behavior will reduce your premiums and save you money. 

Multiline Discounts 

Chances are that you have some other insurance policies, such as home or renters insurance. Consider combining these policies with the same company for a multiline discount. This is a common discount that insurance companies give in exchange for having multiple policies with them. You may be surprised at how much you'll save. 

Good Student Discounts

Do you have a teenage driver that has more expensive car insurance? It's worth mentioning to your insurance agent if they have good grades. This is because many insurance providers assume that good students are going to be good drivers, and less likely to take risks that will get them. Keep in mind that you may have to submit a copy of their report card to prove that they have good grades.

Military And Teacher Discounts 

Is someone in your family a retired or active member of the military? They may be eligible for a military discount that would reduce your overall insurance premiums. The same may also be true for educators if your school district has an agreement with your insurance provider. Teacher discounts are not a guarantee, but always worth asking about.

Low Mileage Discounts

Do you not drive your car that much due to carpooling or taking public transportation? You may be eligible for a low mileage discount. This is because someone that drives less is less likely to get into an accident, so you will pay lower insurance premiums as a result. You will need to submit odometer readings periodically, but it is very simple to do for the savings you'll receive. 

For more information, contact a company like LH Griffith and Company.

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